Maybe it starts from a
lazy moment to make installment payments in the middle of the process. The
reasons are various, such as delaying the time of payment or installment funds
are used first to meet other needs. If so, you could be fined for not making
payments on time. The value of installments that must be paid in the following
month eventually jumps and is getting heavier to be paid. If such conditions
continue, laziness can turn into disaster. The ability to pay installments will
get smaller and eventually put you in a bad credit position.